City & Capital are currently supporting a fast growing & highly respected investment house and commercial property finance lender who are on a huge growth curve, driven by strong investment, and ambitions to be the leading player in their sector.
We are delighted to be supporting the continued growth of their award winning underwriting function with a view to identifying an ambitious, career focussed and forward thinking Junior Underwriter who can join the team at a genuinely exciting time.
This is a role that comes with a lot of support and development to assist you in developing your technical underwriting skills. Coupled with this is our clients strong & proven promote from within policy which is renowned within the sector for allowing performing and ambitious team member to climb through the ranks quickly, based on success.
This is made all the more likely by plans to double the size of their operation over the next 12 months, having achieved the same feat four times in the last four years! So this really is a ’career opportunity’ for someone, as opposed to ’just another job’
Our client supports property development and investment professionals with access to small or large property backed loans for key projects. The products on offer include bridging finance, development exits, BTL, portfolio BTL and commercial term mortgages. Deal sizes can range from c£250k - c£50m+.
This is a key appointment for the lender at an extremely busy time.
The Junior Underwriter position reports directly in to the ’Head of’ department and offers amazing progression to Underwriter (and eventually Senior Underwriter) once you are established within the business and delivering excellent performance.
Within the role you will work closely with the businesses BDM’s & brokers to assess & support their deals from a credit management perspective. You will manage and maintain your own pipeline of loans for sanctioning and ensure activity is undertaken to allow loans to be funded in line with SLA’s.
In addition to managing your own pipeline of cases, you will also work with the Senior Underwriters members on their complex cases to develop your skillset to allow you to grow. As noted, our client lends large value loans to complex borrowers and so this element of the role and learning can be critical for future success.
Due to the nature of the role the ideal individual will have some experience of working within the mortgage or property finance sector where you have actively worked on cases for potential borrowers with a view to packaging up these deals for funding and/or assessing their viability for funding.
This type of role is most likely to suit a current assistant or junior underwriter, a broker role, someone with extensive case management experience within the property finance sector or an individual that has worked within other credit related roles previously.
Confidence working in a fast paced and dynamic environment will be key. This role is not a tick box exercise, thus experience in the mortgage or commercial property finance sector is critical to be qualified for this position.
(Please note that if you do not have experience of underwriting in the mortgage or property finance sector, but like the sound of this business and the growth potential, then feel free to apply. They offer other roles that may be of interest and I would be happy to discuss those with you, if the fit is right).
Junior Underwriter - Required Experience:
*Previous experience working within the mortgage or commercial property finance sector
*May have longstanding/senior case management experience and above
*Demonstrable success against objectives in previous roles key
*Experience in dealing with brokers and borrowers directly is sought after
Ideal Personal Attributes:
*Highly analytical & numerical with a strong attention to detail
*Happy working in a dynamic and fast paced environment
*Confident diary manager and results orientated against set deadlines
*Ambitious and keen to drive career forward within
*Equally confident working alone or as part of a team
The salary on offer is up to c£55k, which will be relevant to experience and performance at interview, as you would expect. Higher offers may also be considered for exceptional experience.
In addition our client operates two excellent bonus structures for this position that will reward you for the success that you bring to the company. This structure is uncapped and will assist you with increasing annual earnings substantially based on your delivery. Happy to discuss the detail.
Most notably, due to the exciting level of investment and funding at play, as well as the progressive and forward thinking culture of the business, this is a genuine opportunity for you to propel your own earnings and career standing quickly within, once excellent performance has been delivered.
This role will be based in the lenders lovely Mayfair offices, Monday - Friday.
There is a reasonable amount of urgency to fill this position as you might expect for the reasons outlined. Therefore if this role does sound like one that you are both qualified for and interested in then we look forward to your application.
We will aim to review your application as quickly as possible and where it is deemed that your experience does meet the requirements of the brief, we will be in contact for an initial chat to share more with you on the client and role and to understand better your expectations & circumstances.

We look forward to hearing from you.