A dynamic, reputable, and highly successful specialist lender currently requires a Buy-to-Let Underwriting Manager, (BTL) to join its friendly and vibrant team in Watford.
Competitive salary c£75,000 plus bonus and benefits
With a strong appetite to lend and a passion for delivering excellent customer service, this offers a fantastic opportunity.
Buy-to-Let Underwriting Manager (BTL) Key Accountabilities
*Full responsibility for designing, managing, embedding, and delivering the credit risk management framework and procedures ensuring best practise installed within the underwriting procedures.
*Deputise for Lending Operations Director as and when required
*Management and development of underwriting team to case manage loans from inception to completion.
*Ensure SLAs are maintained and exceeded
*Develop and promote clear standards of performance within underwriting which support the Company Training and Competency Policy
*Implement required training and ensure adequate records of staff training and competence are maintained
*System owner of BTL origination platform which will include helping develop effective systems and processes, providing specifications and UAT
*Mandated to approve high value loans
*Development of highly skilled and competent underwriting team and robust credit risk framework.
*Implement effective underwriting controls across all processes and procedures which minimises the risk of error and promotes compliant and robust underwriting decisions
*Internal and external quality assurance checking identifies no material issues
Buy-to-Let Underwriting Manager (BTL) Skills & Competencies
*Excellent communication skills essential for dealing with brokers, borrowers, and lenders
*Extensive experience of leading, developing and managing a team
*Proactive
*Organised
*Problem solver
*Approachable
Buy-to-Let Underwriting Manager (BTL) Knowledge & Qualifications
*A strong understanding of FCA regulation
*Extensive experience of underwriting
*CeMAP qualified would be advantageous but is not essential
*Personal Attributes
*Strong interpersonal and communication skills
*Analytical, decisive, and assertive
*Takes ownership and responsibility and is results oriented with a proactive
Buy-to-Let Underwriting Manager (BTL) Benefits:
*Contributory Pension scheme
*Private Medical Healthcare
*Life Assurance
*Dental Plan
*Free eye tests
*Annual leave purchase scheme
*Social events
*Refreshments
*25 days annual leave with bank and public holidays on top
*Perk box
*Superb development opportunities