Mortgage Underwriter - Junior & Senior
Location: Watford
Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.
*Enter and update borrower data in fusion lending platform.
*Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
*Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
*Provide concise and accurate updates to brokers.
*Proactively chase brokers for outstanding requirements.
*Ensure all underwriting is in line with company policy and within regulation.
*Ensure that all cases are underwritten within the groups risk appetite.
*Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
*Maintaining a pipeline of cases, overseeing cases from inception through to completion.
*Maintain broker relationships that are integral to the growth for WOSL.
*All work is to be carried out in accordance with the companies polices and procedures.
Skills:
*Ability to work as part of a team.
*Pass internal competency tests post induction.
*High attention to detail
*Good written and verbal communication skills
*An understanding of FCA regulations
*Experience in underwriting 1st and/or 2nd charge mortgage applications or BTL