A great opportunity for an Underwriter / Credit Risk Analyst to join a fantastic financial services organisation going through an exciting period of growth.
The role will be based in Slough, with hybrid working offered.
The role’s main purpose is to assess financial risk associated with extending customer credit and financing. The role will involve manually underwriting proposals inline with credit/underwriting policy rules, working within service level targets and ensuring the quality of underwriting decisions.
Key responsibilities
*Underwrites loans in accordance with credit policy rules, retail portfolio quality and service level adherence targets
*Ensure Underwriting work queues are reviewed in accordance with agreed work queue status review targets
*Self manages own work queue
*Answers inbound dealer and Account Manager enquiry calls in accordance with average speed of answer targets
*Answers inbound Payout and Activation enquiry calls as required
*Ensures Team Leader is aware of potential issues associated with proposal backlog
*Alerts Team Leader to those Dealers and or Account Managers that are reluctant to review proposal status using the Genus system
*Undertake testing and tuning of the retail and commercial scorecards
*Meet individual telephone statistic goals
Experience/skills required
*Previous Underwriting or Credit Analyst experience is ideal
*Previous experience in the automotive or consumer finance industry an advantage but not essential
*Commutable distance from Slough - hybrid working can be offered
Benefits
*25 days holiday, rising with service
*Pension
*Healthcare
*Car scheme
*Great company going through a growth period
*Hybrid working