Job Title: Household Underwriter
Contract Type: Permanent, Part Time, Full Time, Job Share option available
Salary Range: Circa £44,000
Location: Eastleigh
Closing date: Monday 6th January

Household Underwriter: To contribute to the profitable development and maximise the performance of the Ageas Broker Household accounts and take ownership in the development and improvement of underwriting, pricing and products through all distribution channels.

Main Responsibilities as a Household Underwriter: 
*To take ownership of actively managed accounts, with the support of the Senior Underwriter to ensure they meet our GWP, MYB and COR targets. Requirement to attend account meetings with Distribution colleagues. Produce scheme performance packs, checking accuracy of internal MI and providing concession guides.
*Support the underwriting management of the broker account schemes and products, working with internal departments to develop and grow profitable accounts and deliver against our strategic ambition, ensuring we meet our GWP, MYB and COR targets.
*To research, develop and make recommendations on new underwriting concepts, utilising market and competitor analysis, to maximise account profitability.
*To review underwriting rules and documentation and make recommendations to ensure that the business written by Ageas is of the required quality to maximise the profitability of the accounts.
*Supporting internal governance procedures and ensuring we are compliant with current Fair Pricing practices.
Skills and experience you need as a Household Underwriter: 
*Underwriting experience – 2+ years in Personal Lines.
*Strong numeracy skills with an ability to analyse, interpret and identify trends within large volumes of data and to support with making and presenting clear and accurate recommendations.
*Be an effective communicator both verbally and in writing, and able to communicate technical issues in a clear way.
Here are some of the benefits you can enjoy within the Household Underwriter role based at Ageas in Eastleigh: 
At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.
Flexible Working - Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares . We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.
Supporting your Health – Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Yoga, Mindfulness.
Supporting your Wealth – Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.
Supporting you at Work - Well-being activities, yoga, mindfulness sessions, Sports and Social Club events and more.
Supporting you and your Family – Maternity/pregnant parent/primary adopter entitlement of 16 weeks’ at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.
Benefits for Them – Partner Life Assurance and Critical Illness cover
Getting Around – Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover
Get some Tech – Deals on various gadgets including Wearables, Tablets and Laptops.
Supporting you back to work - Return to work programme after maternity leave
About Ageas:
We’re one of the largest car and home insurers in the UK. Our People help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.
As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience.  If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information please see Ageas Everyone.
We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.
Our aim is to have great people everywhere in our business and we’re always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements.
To find out more about Ageas, see About Us.
Want to be part of a Winning Team? Come and join Ageas.
Click on the ’Apply button’ to be considered for our Household Underwriter opportunity at Ageas in Eastleigh.