My client is a rapidly growing Fintech business with offices in Europe, the US and Australasia. This Finance and Lending Operations Analyst role is based in their West End of London office and offers a great opportunity to join a fast paced entrepreneurial Financial Services business.
Description
Key Responsibilities
1) Data Reconciliation
*Perform daily, weekly, and monthly reconciliation of financial and lending data from various systems, including bank statements, payment processors, loan management systems, and internal financial platforms.
*Investigate and resolve discrepancies between financial records, lending operations, and transactional data to maintain data integrity.
*Automate reconciliation processes to improve efficiency, reduce manual data entry, and minimise errors.
*Ensure lending portfolio reconciliations align with general ledger balances and other financial systems.
2) Financial Analysis & Reporting
*Analyse financial and lending data, identify trends, and provide actionable insights to management.
*Prepare detailed reports on financial performance, loan performance metrics, and reconciled items for internal and external stakeholders.
*Collaborate with the Lending Operations team to develop dashboards and analytics to track loan origination, repayments, and delinquencies.
*Support month-end and year-end close processes, ensuring the completeness and accuracy of financial and lending data.
3) Lending Operations Oversight
*Monitor and manage the lifecycle of loans, from origination and disbursement to repayments and delinquency management.
*Ensure compliance with loan agreements, company policies, and regulatory requirements throughout the lending process.
*Partner with cross-functional teams to optimise lending workflows, identify process improvements, and enhance customer experience.
*Assist in the development of loan policies and procedures to streamline lending operations.
4) Compliance & Risk Management
*Ensure compliance with financial, regulatory, and internal controls, particularly related to lending operations and financial reporting.
*Support internal and external audits by providing reconciled financial and lending data along with necessary documentation.
*Identify and mitigate risks related to data accuracy, reconciliation, and lending operations.
5) Systems & Tools Management
*Leverage reconciliation and loan management tools to track, reconcile, and report financial and lending data accurately.
*Collaborate with IT and data teams to enhance financial and lending systems, ensuring they meet operational and reporting needs.
*Support the implementation and integration of systems like NetSuite and loan management platforms to improve efficiency.
*Support with incident and problem resolution for business impacting issues across business and technical functions
*Monitor operational customer communications to ensure systems initiate communications accurately
6) Stakeholder Communication
*Communicate discrepancies, issues, and resolutions clearly to relevant stakeholders, including finance, lending, and risk management teams.
*Provide regular updates on the status of reconciliations, financial data accuracy, and lending portfolio performance to senior management.
*Act as a liaison between FinOps and Lending Ops to ensure smooth information flow and operational alignment.
Profile
Finance and Lending Operations Analyst, West End London Location, Financial Services:
*Proven experience in financial operations, reconciliation, and lending operations.
*Strong understanding of loan lifecycle management and associated financial processes.
*Proficiency with financial systems (e.g., NetSuite) and loan management platforms.
*Excellent analytical skills and attention to detail.
*Strong communication skills to interact with diverse stakeholders.
*Experience in process improvement and automation is a plus.
Job Offer
Finance and Lending Operations Analyst, West End London Location, Financial Services:
*Salary £55-60k
*Bonus
*Hybrid working 3 vs 2 days FH
*Excellent benefits package