*High level authority
*Work with key stakeholders
*Lots of career opportunities
Meraki Talent are currently working with a leading Bank to help them identify a VP – Credit FI & NBFI. 

Purpose of the role

To independently assess and make credit decisions for complex financing transactions within the Non-Bank Financial Institutions portfolio, ensuring alignment with the bank’s credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Some of your responsibilities will include: 
*Analysis of complex financial information and business models of Non-Bank Financial Institutions to assess their creditworthiness, repayment capacity, and potential risks.
*Monitoring of the performance of the Non-Bank Financial Institutions portfolio, identifying and reporting early warning signs of potential credit deterioration.
*Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
*Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance
*Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
*Manage and mitigate risks through assessment, in support of the control and governance agenda.
*Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
*Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
*Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
We are looking for:
*Experience of working in a similar credit role within a banking environment 
*Excellent Stakeholder management and engagement skills 
*Demonstrates strong problem-solving skills, analytical skills and makes ownership a priority.
*Discretion and ability to handle confidential, sensitive, and legally privileged information.
*Proactive and motivated individual and a structured thinker with the ability to multi-task in a high-pressure environment.
*Chartered Financial Analyst (CFA) or accountancy qualification is desirable but not required