Paraplanner - Hybrid
About the role:
As a Paraplanner, you will be providing comprehensive administrative and technical assistance within an Associate Director’s team. Your responsibilities will include preparing client meeting documentation, suitability reports, and application forms, ensuring that all advice is delivered and processed with the utmost accuracy and compliance. You will conduct detailed research to identify the most appropriate financial solutions from our Centralised Investment Proposition or other market alternatives, aligning them with each client’s financial needs and objectives.
You will also be responsible for drafting suitability letters, completing and submitting applications, and ensuring all compliance procedures are strictly followed. To excel in this role, you will continuously develop your product, technical, and regulatory knowledge, staying current with the latest financial regulations. Your attention to detail and commitment to compliance will be vital in ensuring the highest standards of service for our clients.
This role would require the successful candidate to work from the office for a minimum of one day per month
About you:
You are a detail-oriented and analytical Paraplanner with a solid foundation in financial planning, backed by at least three years of experience in the field. Having a comprehensive understanding of pensions, investments, and estate planning you are able to research and analyse effectively clients’ financial positions, making informed recommendations that align with their priorities and the advice provided by Financial Planners.
Your excellent communication skills, both written and verbal, enable you to produce clear and comprehensive reports while also supporting effective client interactions. You are well-versed in compliance processes, ensuring that all regulatory obligations are met and that records are meticulously maintained in the CRM system. You take ownership of cases from start to finish, ensuring all applications are processed promptly and in line with client and provider expectations.
You are based in Cheltenham, or the surrounding areas such as Gloucester, Evesham or Worcester.
Key Responsibilities include:
*Analyse the client’s current financial position and given their priorities, in line with the Financial Planners advice and supporting documentation, make recommendations as appropriate.
*Complete in full a suitability report for the Financial Planner in a timely manner.
*Utilise Paraplanner support tools, such as Cashflow and Fund analytics, as appropriate to complete the suitability report and evidence client objectives have been met in full.
*Ensure all data gathered by the Administrators concerning the Client(s) Financial Portfolio is complete, accurate and up to date.
*Data gather and research new plans as appropriate.
*Ensure record keeping is maintained on our CRM System and that the information is unambiguous, accurate and recorded in a timely fashion.
*Submit the completed business applications to providers in a timely manner, ensuring appropriate documentation contains all new business requirements, information is accurate, compliant and all relevant supporting information attached.
*Take ownership of the case and monitor progress and submission to ensure processed in line with the providers service standards and the client’s requirements.
*Initiate/support communications with the client, by keeping the Financial Planner informed of progress and resolving any issues as they arise.
*Ensure all documentation and post is collected, scanned and attached to relevant client file.
*Ensure all Regulatory obligations are discharged fully during all engagements with the client.
*Support the business in responding to any complaints either being handled internally or by the Financial Ombudsman Services.
*Ensure advice files are submitted for full file checks.
*Complete any remedial actions in a timely manner.
*Maintain continuous professional development records and a comprehensive knowledge of pensions, investments and estate planning.
*Study and take professional qualifications appropriate to the role, aiming towards chartered status.
*Undertake and complete any ad-hoc project work as and when business requirements dictate and in line with the management brief.
Essential skills and experience:
*Diploma in Regulated Financial Planning
*at least 3 years experience working as a Paraplanner
*A comprehensive knowledge of pensions and investments
*Good understanding of compliance processes and issues
*Excellent interpersonal, listening, numerical and IT skills
*Strong analytical and research skills
*Excellent report writing and written/verbal communication skills
*Good organisational, time management, and caseload management skills
*Experience in the financial services industry, working for an Independent Financial Adviser
*Ability to work on own initiative, sometimes for long time periods
*Professional, ethical and discreet
*Ability to build and maintain ongoing client relationships
*Ability to work well under pressure while maintaining excellent attention to detail
Desirable skills and experience:
*Working towards Chartered Status
*Minimum 5 GCSEs graded A-B (6), or equivalent, including Maths and English
*Educated to Degree level
*Experience of Intelliflo
Salary and benefits:
£35,000 - £55,000 - negotiable depending on experience and qualifications.
Attivo also offers:
*Non-contributory Pension Scheme
*Private Medical Insurance
*Income Protection
*Critical Illness
*Death in Service
*Generous holiday allowance, rising with length of service
*Work from home and flexible working available
*Subsidised parking
*Excellent culture, promoting employee wellbeing and engagement