Meraki Talent are currently working with a leading international bank to help them identify a Senior Credit Risk Manager – Real Estate.

Some of your duties will include:
*Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default.
*Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default.
*Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies.
*Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans
*Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
*Manage and mitigate risks through assessment, in support of the control and governance agenda.
*Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
*Your role will involve sanctioning credit proposals within your delegated discretion and presenting to higher-level sanctioners when necessary.
*Approving credit proposals, identifying adverse trends in client credit profiles, and ensuring timely referrals to Watchlist/Special Asset Management
We are looking for:
*Previous experience in a similar role
*Corporate credit analysis skills with considerable analytical and numerical abilities to challenge and structure proposals.
*Problem-solving and decision-making capabilities.
*Excellent communication, negotiation, and presentation skills.
*Proven credit sanctioning experience
Please forward your CV for more details