Kennedy Pearce are partnering with a London based Private Bank, who offer Hybrid working, in recruiting a first and second charge Mortgage Underwriter
JOB FUNCTION
To package, underwrite and approve new mortgage applications for a variety of first and second charge lending products.
KEY RESPONSIBILITIES
*Underwrite both residential and buy to let mortgage applications
*Make lending decisions in line with Credit Risk Policy and individual mandate level
*See beyond the individual components of an application, and consider the broader customer outcome and need
*Manage new applications, incoming post and pre-submission referrals within set service standards
*Proactively manage an assigned pipeline of applications from receipt to completion
*Liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions
*Adhere to internal underwriting policy and regulatory requirements - FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc
Essential Experience Required
*Previous Mortgage underwriting, credit or lending exposure
*Working within a regulated environment
*Managing and prioritising own workload
*Liaising with Introducers and/or external customers
*Currently holds a lending mandate - Desirable
CeMAP qualified - Desirable