Senior Credit Risk Analyst
other jobs Sanderson
Added before 10 Days
- Wales,Cardiff
- full-time
- £60,000 per annum
Job Description:
Job Title: Senior Credit Risk Analyst
Salary: Up to £60,000 per annum
Location: Cardiff
Working Pattern: Hybrid/Flexible
Are you a data-driven professional with a passion for credit risk? Our client is seeking a Senior Credit Risk Analyst to join their Financial & Credit Risk function. You will play a key role in providing independent oversight of their lending portfolios, ensuring robust risk management across Unsecured Loans, Motor Finance, and Mortgages.
Benefits
*Hybrid working
*33 days holiday (including bank holidays)
*Generous pension
*Lifestyle discounts
Responsibilities
This role sits within the Credit Policy and Oversight team, where you will:
*Provide independent risk oversight of credit strategies across the company’s three lending portfolios.
*Partner with 1st line credit and pricing teams to ensure lending decisions align with risk appetite and policy.
*Use advanced analytics to conduct deep-dive reviews and identify emerging portfolio trends.
*Shape and enhance credit policies that protect both the business and its customers.
*Lead thematic reviews to ensure consistent application of risk frameworks.
*Assess proposed strategy changes against regulatory requirements and risk appetite.
*Champion robust controls and governance across lending operations.
Requirements
Essential:
*Proven credit risk experience in consumer lending.
*Strong SQL coding knowledge and Excel skills.
*Strong communication skills.
Desirable:
*Deep understanding of FCA CONC, MCOB, and consumer credit regulation.
*Portfolio analysis and credit strategy background.
If you’re an experienced Senior Credit Risk Analyst looking to make an impact, apply today and take the next step in your career!
Salary: Up to £60,000 per annum
Location: Cardiff
Working Pattern: Hybrid/Flexible
Are you a data-driven professional with a passion for credit risk? Our client is seeking a Senior Credit Risk Analyst to join their Financial & Credit Risk function. You will play a key role in providing independent oversight of their lending portfolios, ensuring robust risk management across Unsecured Loans, Motor Finance, and Mortgages.
Benefits
*Hybrid working
*33 days holiday (including bank holidays)
*Generous pension
*Lifestyle discounts
Responsibilities
This role sits within the Credit Policy and Oversight team, where you will:
*Provide independent risk oversight of credit strategies across the company’s three lending portfolios.
*Partner with 1st line credit and pricing teams to ensure lending decisions align with risk appetite and policy.
*Use advanced analytics to conduct deep-dive reviews and identify emerging portfolio trends.
*Shape and enhance credit policies that protect both the business and its customers.
*Lead thematic reviews to ensure consistent application of risk frameworks.
*Assess proposed strategy changes against regulatory requirements and risk appetite.
*Champion robust controls and governance across lending operations.
Requirements
Essential:
*Proven credit risk experience in consumer lending.
*Strong SQL coding knowledge and Excel skills.
*Strong communication skills.
Desirable:
*Deep understanding of FCA CONC, MCOB, and consumer credit regulation.
*Portfolio analysis and credit strategy background.
If you’re an experienced Senior Credit Risk Analyst looking to make an impact, apply today and take the next step in your career!
Job number 2175747
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metapel
Company Details:
Sanderson
Company size: 500–999 employees
Industry: Recruitment Consultancy
We are a global recruitment solutions company with four decades of experience. The idea of partnership is at the heart of everything we do at Sanderso...