Mortgage Underwriter (BTL)
other jobs Montpellier Resourcing
Added before 10 Days
- England,London,City of London
- full-time
- £40,000 - £48,000 per annum
Job Description:
Up to £48,000 plus EXCELLENT bonus and benefits
Hybrid Working Available!
A fantastic opportunity has arisen for an experienced Underwriter to join the Buy to Let mortgages department at a leading specialist Property Lending bank based in the City of London. You will be responsible for evaluating and approving mortgage applications (including first and second charge), for a range of lending products, with a focus on BTL
Duties of the Buy to Let Mortgage Underwriter:
*Conduct thorough underwriting of residential and buy-to-let mortgage applications.
*Apply sound judgment to make lending decisions, adhering to credit risk policies and individual lending mandates.
*Evaluate applications with a focus on the customer’s overall financial situation and needs, ensuring suitable lending outcomes.
*Efficiently manage new applications, postal correspondence, and pre-submission referrals within established service level agreements.
*Proactively manage an assigned portfolio of mortgage applications from initial receipt through to completion.
*Develop and maintain strong relationships with a network of approved introducers, providing prompt and accurate underwriting assessments.
*Maintain strict adherence to internal underwriting guidelines and all relevant regulatory requirements, including FCA, PRA, anti-money laundering, financial crime prevention, and data protection.
*Cultivate and strengthen positive business relationships with a designated panel of introducers.
Requirements for the successful Buy to Let Mortgage Underwriter:
*Previous experience within underwriting and / or credit exposure within the BTL / Portfolio BTL market
*Experience liaising with Introducers and external customers
*Currently holding a lending mandate (desirable)
*CeMAP Qualified highly desirable
*Understanding and experience of the regulatory environment
What’s in it for you:
*26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave
*Hybrid Working offering you the ability to balance your work and home life
*Private Medical Insurance
*Excellent career development opportunities and sponsorship of relevant qualifications
*And MUCH MORE
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
Hybrid Working Available!
A fantastic opportunity has arisen for an experienced Underwriter to join the Buy to Let mortgages department at a leading specialist Property Lending bank based in the City of London. You will be responsible for evaluating and approving mortgage applications (including first and second charge), for a range of lending products, with a focus on BTL
Duties of the Buy to Let Mortgage Underwriter:
*Conduct thorough underwriting of residential and buy-to-let mortgage applications.
*Apply sound judgment to make lending decisions, adhering to credit risk policies and individual lending mandates.
*Evaluate applications with a focus on the customer’s overall financial situation and needs, ensuring suitable lending outcomes.
*Efficiently manage new applications, postal correspondence, and pre-submission referrals within established service level agreements.
*Proactively manage an assigned portfolio of mortgage applications from initial receipt through to completion.
*Develop and maintain strong relationships with a network of approved introducers, providing prompt and accurate underwriting assessments.
*Maintain strict adherence to internal underwriting guidelines and all relevant regulatory requirements, including FCA, PRA, anti-money laundering, financial crime prevention, and data protection.
*Cultivate and strengthen positive business relationships with a designated panel of introducers.
Requirements for the successful Buy to Let Mortgage Underwriter:
*Previous experience within underwriting and / or credit exposure within the BTL / Portfolio BTL market
*Experience liaising with Introducers and external customers
*Currently holding a lending mandate (desirable)
*CeMAP Qualified highly desirable
*Understanding and experience of the regulatory environment
What’s in it for you:
*26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave
*Hybrid Working offering you the ability to balance your work and home life
*Private Medical Insurance
*Excellent career development opportunities and sponsorship of relevant qualifications
*And MUCH MORE
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
Job number 2216048
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Company Details:
Montpellier Resourcing
The ethos behind the Montpellier brand is to create a boutique style offering encompassing a large company service with the added personal approach no...